We're definitely taking this along with us the next time we shop for a house. Though it takes a little effort to master the collection of financial worksheets available on the Texas Instruments BA II Plus, you'll be glad you invested the time and money in this fine financial calculator.The BA II Plus operates in standard calculator and worksheet modes. The standard mode lets you perform common math as well as operations involving the time value of money--that is, applications such as mortgages or annuities in which payments are equal and evenly spaced. You can also perform trigonometric functions in standard mode.
The more hard-core worksheet mode includes tables for amortization, bond, depreciation, and compound interest. If you're not familiar with such calculations, the very helpful user's manual will guide you through the process. All previous worksheet values are stored in memory, so you don't have to retype all the bond maturity or cash flow analysis figures.
The average user who wants to calculate a basic loan payment will be more comfortable working in the standard calculator mode. We were using the BA II Plus tools for calculating basic interest and payment periods within minutes. Still, it's good to know that the more advanced features are available for those who require heavy-duty financial computing.
Finance students and average users alike will find much to like in the Texas Instruments BA II Plus. --John Frederick Moore
Price: $45.00
If you need to keep up with your fast-paced business courses while working and planning for your career, invest in the HP 10BII business calculator. Featuring over 100 built-in functions for business, finance, mathematics, and statistics, the 10BII is an ideal calculator for business students who want to get ahead. Easily calculate loan payments, interest rates, amortization, discounted cash-flow analyses, TVM (loans, savings, and leasing), and more. Statistical analysis is cumulative, and you can figure standard deviation, mean, and weighted mean in addition to forecasts and the correlation coefficient. Cash-flow analysis is register based and has 15 functions.
The Real Estate Master calculates mortgage payments, terms, interest, PITI payments, future value, as well as purchase price, and down payment figures. Permanently store local property tax and property insurance rates for customized calculations that will help buyers and sellers develop an informative financial outlook. The Real Estate Master even figures mortgage insurance. And, the device performs numerous "what-if" calculations from variables like purchase price, down payment amount, and loan amount financing informative calculations that open the door to more sales. An incredibly versatile device, the Real Estate Master lets you enter down payment figures either as dollar amounts or as percentage of price for a clearer picture of leveraging power. Plus, the Real Estate Master determines principal and interest paid for any single payment or any range of payments including remaining balances! With the push of a button, this ingenious calculator shows buyers the total lifetime interest savings and term reduction of loans bi-weekly as well as monthly. One more thing and then we'll have to stop there The Real Estate Master also calculates best- and worst-case scenarios for any adjustable rate loan. No figure too tough for the Real Estate Master, get one today and you'll become one, too
Advanced residential real estate finance calculator with cash flow and complete buyer qualifying. The Qualifier Plus IIIFX is the ideal tool for real estate investors, agents and mortgage lenders. In addition to both common and advanced real estate finance problems, it calculates multiple cash flows and internal rate of return (IRR), as well as net present and net future values (NPV/NFV). Provide fast and accurate investment solutions, without complicated formulas.
Let the Qualifier Plus IIIx put answers to all your financing problems at your fingertips! Gain instant access to PITI and Interest-Only Payments or figure out the Blended Rate and Payment for Combo Loans. Carry it with you on appointments with clients, a